Finance professionals

We licence, regulate and supervise financial market participants and provide guidance and information on how to comply with obligations.

Pages in this section

Services

The Services section of our website provides an overview of the compliance obligations of key financial market participants.

Choose your role on the main 'Services' menu to find out who needs to comply, your main obligations, information on licensing, fees and exemptions. 

Licensing

All licensing requirements are defined by role in the 'services' section. 

Focus areas

This section contains information about conduct regulation, ethical finance, climate related disclosures, innovation in financial markets, operational resilience, AML/CFT and consultations. 

Online services

Online Services is a secure portal hosted by the FMA for submitting some licence applications, regulatory returns and scheme information, and notifications.

Legislation

This section explains the Financial Markets Conduct Act 2013 and other legislation we enforce.

Contact us

How to get in touch with the FMA, and details of who to contact if the matter doesn't fall under our remit or can more easily be resolved by another government agency or organisation.

Upcoming events and announcements

09 Oct 2025 Thu 12:00pm

INFINZ event on KiwiSaver investment in private assets

FMA speaking as part of a panel discussion on KiwiSaver investment in private assets.

14 Oct 2025

INFINZ Conference

Tue 7:25am
See details →
20 Oct 2025

Financial Markets Law Conference

Mon 12:00pm
22 Oct 2025

FMA FinTech/Innovation roundtable

Wed 3:30pm

Monthly market engagement undertaken by the FMA

Talking to the Market is essential to the FMA as an engagement led regulator. Understanding institutions, associations and other related parties' interests or business models supports our statutory duty to "promote and facilitate the development of fair, efficient, and transparent financial markets; and to promote the confident and informed participation of businesses, investors, and consumers in the financial markets'.

Each month a broad range of FMA staff, from Directors to our CEO, to executives and those on the front-line meet with people from across the industry.

For the months of April – June 2025, we engaged with:

Financial Advice Providers 39 (including 11 FAP Forums that engaged over 400 advisers) 
Deposit Takers, Insurers, MIS Managers  170
Other engagements (e.g. Industry Associations, Dispute Resolution Schemes, Regulators, Tech Service Providers) 69
Grand Total 278

Latest news

Media releases
06 Oct 2025
IAG to make pecuniary penalty payment of $19.5 million for widespread failures
IAG NZ fined $19.5M for misleading insurance practices, affecting 269K customers. FMA highlights systemic failures.
Media releases
06 Oct 2025
Former financial adviser sentenced for “gross breach of trust”
Murray McClune jailed for theft from elderly clients; banned from financial services under FMCA after FMA investigation.
Research
30 Sept 2025
Why don’t consumers complain?
FMA research reveals barriers in NZ consumers' complaints process, with insights from CCS 2024 and CES 2022 surveys.
Guidance
30 Sept 2025
Complaints: Ensuring consumers are treated fairly
This information sheet provides information and examples to help financial service providers licensed under the Financial Markets Conduct Act 2013 ens ...
Media releases
30 Sept 2025
Companies encouraged to do more to help customers complain
FMA urges financial firms to improve complaints processes, making them accessible, fair, and transparent for NZ consumers.
Guidance
29 Sept 2025
AML/CFT customer due diligence: clubs and societies
The AML/CFT customer due diligence: clubs and societies provides guidance for clubs and societies. The type of entity the club or society is will dete ...