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  4. 29 June 2016

    Replacing life insurance — who benefits?

    The FMA has previously raised concerns about the extent of replacement business in the life insurance industry. In response to these concerns, we initiated a review to determine whether insurance churn exists in the New Zealand market and, if it does, whether it harms consumers. Download the full report on this page.
    Tags
    Reports and Papers, Authorised body under a FAP, Financial Advice Provider, Financial Adviser, Roles, Insurance Providers, Financial Institutions, Business, News & Insights
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  5. 29 June 2016

    Replacing life insurance - who benefits?

    This 2016 report from the FMA raises concerns about the extent of replacement business in the life insurance industry.
    Tags
    Roles, Financial Institutions, Business
    Type
    PDF, Report

  6. 1 June 2016

    Factors influencing insurance policy survival

    In our study of what factors influence policy survival, we used the Cox proportional hazard model to identify
    key factors. We found that commission structure was consistently the most significant factor influencing policy
    survival rates and, within the commission structure, clawback was a major factor.
    Tags
    Financial Adviser, Reports and Papers, Roles, Financial Advice Provider, Business, FMA, News & Insights
    Type
    PDF

  15. 15 June 2022

    Adviser profile – Andrea Reid of Aliya Insurance Brokers

    Andrea Reid of Aliya Insurance Brokers shares how applying for a Financial Advice Provider (FAP) licence has helped her build a better business one step at a time.
    Tags
    Financial Advice Provider, Roles, Insights, Article, Business, News & Insights
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