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Found 1611 results. Displaying page 106 of 108

  2. 25 July 2022

    Bank regulatory capital

    Registered banks in New Zealand must hold a certain amount of ‘capital’ to make them less likely to go out of business. This is called regulatory capital, and banks offer financial products to raise this money. Find out more about the risks and common terms here.
    Tags
    Ways to invest, Investing, Bank regulatory capital, Consumer
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  3. 28 September 2018

    Binary options

    Binary options are very high risk, even for experienced investors. Find out more about binary options and their risks and returns on this page.
    Tags
    Binary options, Ways to invest, Investing, Consumer
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  4. 4 March 2020

    Cash investments

    Cash investments include savings accounts and term deposits with a bank, credit union or building society. You can also invest cash through a managed fund (this includes KiwiSaver) which pools together money from individuals for investments, managed by a fund manager. Cash investments are relatively safe because you’re promised a fixed interest rate. But the returns you get through interest rates tend to be low, so they’re not always the best option – particularly if you’re saving for retirement. Find out more about the risks, returns and costs associated with investing in cash here.
    Tags
    Cash investments, Ways to invest, Investing, Consumer
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  5. 4 October 2018

    Investment software packages and seminars

    Investment or ‘wealth creation’ software or seminars promising large returns are almost always too good to be true and that ‘opportunity of a lifetime’ may even turn out to be a scam. Understand the risks before you sign up.
    Tags
    Investment software packages, Ways to invest, Investing, Consumer
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  6. 4 October 2018

    Gold and other commodities

    Commodities like gold are often used to spread risk because their price tends to move at different times to other types of investments. But investing in commodities is not low risk. Understand the risks and what to look out for here.
    Tags
    Gold, Ways to invest, Investing, Consumer
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  7. 4 October 2018

    Peer-to-peer lending

    Peer-to-peer lending providers match people who want loans with people who might be willing to fund those loans. You may be offered a high interest rate, but this is because you take more risk. Find out more about peer-to-peer lending along with the risks and returns here.
    Tags
    Peer to peer, Ways to invest, Investing, Consumer
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    • Cases

    20 May 2024

    Rangi Savage

    FMA filed civil proceedings against Rangi Wyatt Stephen Savage for making an unregulated public offer for the sale of shares in The Powder Shed Tokoroa Limited (Powder Shed).
    Tags
    Cases, Enforcement
    Type
    Page

  10. 21 May 2024

    Investment advice

    An investment adviser works with you to: Understand your needs and goals,
    find options to suit your situation, explain how each investment works, the risks and possible returns, and what it costs, and more.
    Tags
    Financial advice, Get advice, Investment advice, Investing, Consumer
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  11. 9 February 2021

    Using an investing platform

    Online investing platforms enable you to trade shares and other financial products online. We give you tips on using an investing platform like setting your intentions, diversifying, and other options.
    Tags
    Online investing platforms, Ways to invest, Investing, Consumer
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  12. 15 March 2021

    Working with a financial adviser

    Learn what it's like working with an adviser. All advisers must follow the new Code of professional conduct for Financial Advice Services. The code says an adviser must: treat clients fairly, act with integrity,
    have competence, knowledge, and skill, give suitable advice, and ensure it’s understood properly. They must also protect client information.
    Tags
    Financial advice, Get advice, Investing, Consumer
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  13. 15 March 2021

    How do I find an adviser?

    There are a number of ways you can choose a Financial Advice Provider. The key is to know what you want to achieve from that advice, then do your homework to make sure you choose a Financial Advice Provider who meets your needs.
    Tags
    Financial advice, Get advice, Mortgage advice, Insurance advice, Investment advice, Investing, Consumer
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  14. 16 January 2024

    Insurance

    When you buy insurance products, you have certain rights and your provider has obligations to make sure you're treated fairly and those products suit your needs. The FMA monitors both insurers and the financial advisers selling insurance products to ensure they are delivering those outcomes.

    Tags
    Insurance, Life insurance, General and other insurance, Consumer
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  15. 31 July 2023

    Financial market infrastructures

    Financial market infrastructures (FMIs) provide channels through which payments, securities, derivatives or other financial transactions are cleared, settled or recorded. Well-functioning and efficient FMIs play a critical role in promoting financial stability and economic growth. Read more about Financial Market Infrastructures (FMI) on this page.
    Tags
    Compliance, Financial market infrastructures, Roles, Business
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