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What's new

What's new

  • 5 tips

    5 tips from experienced investors

    10 April 2018

    We surveyed a group of experienced investors to learn more about how they make investment decisions.

    Here’s what they told us


  • KiwiSaver costs

    It’s now much easier to see what your KiwiSaver costs

    9 April 2018This year, for the first time, all KiwiSaver providers have to show you the total amount of fees you’re paying in dollars.

    The dollar amount you pay will vary depending on a number of factors.

    Find out how to check your fee is reasonable.


  • Don’t be fooled by promises that are too good to be true

    Don’t be fooled by promises that are too good to be true

    20 December 2017Astronomical returns can never be guaranteed. If a provider tells you you’ll be able to pay off your mortgage in two years or become a millionaire overnight, think twice.

    This is a tactic being used by some websites offering to help you trade cryptocurrency. Only invest if you’re sure the claims they make are true.

    Read more


  • FAW

    Would you know you were being scammed?

    15 November 2017  ‘Bob’ lost $67,000 after a cold-call from scammers who persuaded him to ‘invest’ in a pharmaceutical firm.

    Read his story to learn the warning signs.

  • Crypto

    Cryptocurrencies and initial coin offerings

    25 October 2017 If you’re thinking about buying or trading cryptocurrencies, like bitcoin, or investing in initial coin offerings or token events , make sure you know how they work and understand the risks.

    Read about cryptocurrencies to learn more.

  • Investment home truths

    Investment home truths

    2 October 2017

    As part of World Investor Week 2017, we’ve put together some tips for smart investors. These include always using a licensed financial services provider, avoiding investing via offshore online businesses without understanding the risks, and ignoring unsolicited offers. 


    Read more about what you need to know when thinking about investing and how you can protect yourself.


  • It’s okay to hang up

    It’s okay to hang up

    28 September 2017

    Fraud takes many forms. You may get a scratch-and-win card offering you the chance to win an exciting prize, an email requesting money or personal information, or a cold call from an investment company promising phenomenal returns.

    Watch the video above to hear John’s story – John lost $US40,000 in a cold call boiler room scam. You can also read his story here.

    Read more

  • Use an FMA-licensed provider’

    Use an FMA-licensed provider

    22 September 2017

    Some businesses and individuals register on the Financial Services Provider Register (FSPR) to mislead overseas investors that their activities are regulated by us or other authorities.

    We do not oversee or maintain the FSPR – the Companies Office performs this role – but we do have the power to deregister a business or individual or prevent them from registering in the first place.

    Read about the work we’re doing to tackle misuse of the register and some useful case studies that provide examples of where we’ve taken action.

  • Wise up about retirement now, so you can relax and enjoy it later

    Wise up about retirement now, so you can relax and enjoy it later

    5 April 2017

    We surveyed New Zealanders to find out their experiences of retirement and how information or advice has helped them manage their retirement savings.

    Our findings show the sooner you start planning for retirement, the more likely you will be able to relax and enjoy it. People who looked for information or advice more than 10 years from retirement were most confident their money would last.

  • Entitlement Video

    Do you know what to expect when dealing with a financial services provider?

  • Do you know what to expect when dealing with a financial services provider?

  • How not to get burnt when investing online

    How not to get burnt when investing online

    31 January 2017

    Listen to Graeme Hill at RadioLive talk to the FMA’s Paul Gregory about how to avoid getting into trouble when investing online.

  • Will you be a wise investor in 2017?

    Will you be a wise investor in 2017? 

    10 January 2017

    5 tips to get you started

    January is typically the time we make resolutions for the year ahead, tighten our belts and look at ways to boost our finances.

    Investing can be a great way to grow your savings, but it’s important to get it right. We’ve put together our top 5 tips for 2017 to get you started.

    Read more

  • KiwiSaver report

    KiwiSaver Annual Report 2016

    What do the annual statistics tell us about KiwiSaver?

    There are 2.6m KiwiSaver members with combined funds of $34 billion - equivalent to 14% of New Zealand’s gross domestic product (GDP).

    • Investment returns were lower in 2016
    • More people are transferring to a new KiwiSaver provider than joining for the first time
    • People who default into KiwiSaver tend to stay in the default fund
    • Over 1.1 million Kiwis haven’t contributed in the last two months

    Read more

  • About KiwiSaver fees

    About KiwiSaver fees

    Who's taking $40,000 out of your KiwiSaver – and what for?

    The level of fees charged and level of investment return make a big difference to the size of your KiwiSaver nest-egg. We’re on a mission to make sure investors understand that impact and can make well-informed choices.

    See our NZ Herald story and video

    Listen to Duncan Garner talk to the FMA’s Paul Gregory about KiwiSaver fees

  • Why licensing is good for you

    Why licensing is good for you

    If your financial service provider has recently sent you information to say they’re licensed, this means they’re now operating under rules that reflect the biggest change in financial services in 30 years. 

    Read more

  • What does the FMA do?

    Guard dog and guide dog

    Watchdog or guidedog?

    What does the FMA do?

    Listen to Duncan Garner talk to the FMA’s Paul Gregory about our role as both 'guard dog’ and ‘guide dog'.


  • Investment scams

    Investment scams – are you a target?

    10 August 2016

    Investment scams are becoming more sophisticated. Fraudsters are smart, friendly, charming and persuasive. Websites look professional and you may even be given an online account showing details of ‘trades’ you’ve made. It can be hard to tell a scam apart from a genuine investment, which is why it’s even more important you know what to look out for.

    Read more

  • KiwiSaver update

    KiwiSaver update 

    Kiwis read annual statements but fail to follow up

    6 July 2016

    Kiwisaver survey reveals that less than a quarter of New Zealanders read their Kiwisaver statement. 

    Listen to Duncan Garner talk with the FMA’s Paul Gregory about why it is so important to understand your KiwiSaver statement.

    Read more

  • Life insurance

    Life insurance - who benefits?

    29 June 2016

    In June 2016 we published a report on how financial advisers sell replacement life insurance in New Zealand. 

    Listen to Duncan Garner talk with the FMA’s Paul Gregory about the things to think about when buying life insurance.

    Read more