This is a warning from the Financial Markets Authority.
The Financial Markets Authority urges you to treat this offer with great caution.
Before you accept it, carefully read the details of what you will be paid and when, and any fine print anywhere on the offer or forms.
Make an informed decision - seek advice from an authorised financial adviser, a Community Law Centre, or Citizen's Advice Bureau.
Even if you've been asked to respond urgently, take the time to make a few important checks:
If your investment isn't traded on any organised market (for example because it is an interest in a failed finance company), find out how much it is likely to be worth from a authorised financial adviser, the company that offers the investment, or (if the company you invested in is in receivership) from the receivers. Receivers reports can give a good indication of how much you are likely to receive for your investment. You can find copies of the receivers reports by searching under the companies name on the Companies Office website www.companies.govt.nz.
The Financial Markets Authority regulates New Zealand's financial markets. Our main objective is to promote fair, efficient and transparent financial markets. To find out more about us and for help with investing see www.fma.govt.nz.